How Apply For My Loan Works
Simple Steps to Your Best Loan
Enter Your Information
Let us know the kind of home loan you need. We’ll send your request to our exclusive lender network, and you’ll receive competing offers in just seconds. How great is that?
Compare Loan Offers
This is the fun part. You’ll be able to shop from one of the largest and most trusted online pool of lenders. The best part? There’s absolutely no markups from us.
Get Pre-Qualified
From the comfort of your own home, you can compare offers side by side, speak with loan officers to negotiate, or simply apply online. We’ve made it an easy breezy process to find the loan that works best for you.
Where Do I Stand?
You want to know what kind of programs are available for your unique credit situation. Maybe your scores are less than perfect, or maybe you are over 740 and are looking for competitive options. Use this chart to look into your loan options and the kind of help you need
*Notice that the most popular credit scores providers online use a Vantage Score Model that is 30 points higher than your actual FICO score.
760 – 850
Qualify for the best interest rates possible. Fill out our form and check the top lenders competing for your business.
700 – 759
Qualify for interest rates just a step down from the top rates. Plenty of lenders offer really competitive rates with very low down payments.
660 – 699
You have a good credit. You will have no problem getting a loan, but only at average interest rates unless you know where to look.
620 – 659
This is an average credit. There are plenty of loan programs and options. FHA, VA, USDA and conventional loans are within your reach.
580 – 619
This is what many call “subprime” credit. You’re in luck, you may still be eligible for a home loan with FHA and VA. FHA will require a 3.5% down payment, but be prepared for a higher interest rate. We have several lenders that can help with this type of credit profile.
300 – 579
It is very difficult to get a mortgage loan in this range. FHA is a possible option but you will need at least 10% down payment. We have a few lenders that can help if you have the down payment.
Finding the Right Lender
There are many lenders out there willing to compete for your business and offer you an affordable home loan. You will be able to compare their offers and rates with loan programs for people with your credit profile. Start shopping around!
Enter Your Information
Compare Loan Offers
Get Pre-Qualified
Loan Resource Center
Find a Home Loan to Meet Almost Any Need
We’re a leading online loan marketplace with the most trusted network of lenders in the country. No matter what your unique situation is, we’ll help you get the best rate possible on a home loan. By making it simple for you to receive multiple offers from several top lenders in seconds, we’ve turned shopping for a home loan into an easy breezy process.