How-To Guides

Need a better understanding of bad credit and how to fix it? Our finance experts have put together a series of step-by-step guides on a variety of abad credit related subjects.


Home Purchase

Home Refinance

Cash Out Refinance

Attached files:

This is the Waiting Periods before you can buy if you had a Foreclosure, Short Sale, or Bankruptcy

Derogatory Credit Wait Periods
Gift Funds and Gifts of Equity – All Agency Chart
  • Payment History: 35%
  • Debt Burden: 30%
  • Lenght of Credit
    History: 15%
  • Types of Credits
    Used: 10%
  • Recent Credit
    Applications: 10%